Finance

  • Why Finance Through a Dealership
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Finance from 6.9% APR

Financing your used car purchase at Avalon is simple. With competitive rates available from 6.9% APR.

Our finance system works in the same way as many high street banks and if you decide to finance your purchase via our lender you will receive a personalised quote
dependent on the amount you intend to borrow and your personal credit score. Many car dealerships simply have one set interest rate (APR) to offer, however at Avalon you will receive the most competitive interest rate we can offer you based on the amount you wish to borrow and your personal credit score. Let us take away the stress and hassle of arranging your loan. Our sales team are fully trained and can walk you through the full process. We can complete the entire application process for you in as little as 10 minutes and providing it’s prior to 3pm we can have the finance paid out in under 1 hour meaning you can drive away on the same day.

Apply online today

Apply for your used car finance 24/7 right here on our website. Simply find the vehicle of your choice and follow the on-screen instructions. You can also apply over the phone during our office hours or in person at our showroom.

Check whether you will be accepted before you apply

Without harming your credit score, use our free finance check tool to check your likelihood of being accepted for finance prior to completing a full application. This is a great way to check if you are likely to be accepted by our lender without causing any harm to your credit score.

Why choose dealer finance over a bank or personal loan?

              

What happens if you have a vehicle to part exchange which has outstanding finance?

No need to worry. We will simply value your vehicle and then need to know the total outstanding amount you owe on your current finance agreement. This is commonly
known as your settlement figure.

If the value of your current car is above the amount you owe then you will have some equity which you can use as a deposit against the finance on the car you are buying.

If the value of the car is lower than the amount you owe then this is called negative equity. In this scenario, you may be required to put in a deposit to assist with covering this difference. If you cannot afford to pay the difference then in many cases we can assist with this by incorporating this difference in the loan application for the car you are purchasing.

Choose PCP or HP finance, which is best for you?

  • Personal Contract Purchase (PCP)
    Personal Contract Purchase Finance (PCP) Explained If you like to change your car regularly but want low monthly payments to fit your budget, personal contract purchase may be for you. The name might sound confusing but this flexible deal could save you a lot of hassle. PCP can help you get behind the wheel of a newer or more expensive car than you may be able to afford using traditional hire purchase finance (HP) as the monthly repayments are less. You don’t need to worry about the future trade-in or resale value of the car, as the lender guarantees your car will be worth a minimum s...
  • Hire Purchase (HP)
    Hire Purchase (HP) Finance Explained The vast majority of our customers utilise one form of finance to pay for their vehicle purchase. Hire purchase is one of the options open to you. It's been used to buy cars almost since there have been cars. Allowing you the ability to spread the cost of paying for your car for up to 5 years. Here’s a guide to breaking down the basics, including how it works and how to work out if it's right for you.   Discover Your Next Car Now!...
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Transport For London

Cars need to meet minimum emission standards when travelling in the Ultra Low Emission Zone (ULEZ) or the daily charge must be paid.

Minimum emission standards

Petrol: Euro 4
Diesel: Euro 6

The ULEZ will be enforced based on the declared emissions of the vehicle rather than the age. However:

Information from Transport For London

Check this car on the TFL website before purchasing: https://tfl.gov.uk/modes/driving/ultra-low-emission-zone/vrm-checker-ulez

Avalon Motor Company

Avalon Motor Co will charge a compulsory admin fee on all vehicle purchases in addition to the advertised retail price. The admin fee is to assist the company in offering vehicles at low prices and exceptional value for money while also delivering on a number of key benefits to our customers. For further detail on this please contact a member of our sales team.

Breakdown of admin fees inc VAT:

The following category of customers will be charged a total admin fee of £499:

Finance
All monthly payments quoted on our site, include the current £199 admin fee.

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Avalon Motor Company

Click and Collect

Buy your car online for a fully refundable £199 deposit and collect it within 48 hours from our COVID adapted showroom in a safe and socially distanced environment.*

We Deliver

Buy online or via telephone and we can arrange a professional contact free, socially distanced delivery service to your front door anywhere in mainland UK and you will receive a 14 day money back guarantee.*

*(T&C's apply)

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