Dash Cam Decisions

  • Published: 17 March 2021
  • Dash Cam Decisions

You can’t deny the popularity of dash cams as demand continues to grow, with an estimated three million drivers in the UK now using them.

Most people decide to purchase a dash cam to record their journey in case they are to witness or be involved in a road traffic accident, but there are so many more benefits to owning one too.

You can reap the rewards in terms of your car insurance, as many providers now offer discounts to drivers with dash cams fitted. This could be a huge benefit to you as the savings tend to range from 10% up to 20% off your yearly insurance charge.

The good news is that the more people choose to fit a dash cam in their vehicle, it will continue to drive down the price of car insurance in general. You don’t need to spend a fortune purchasing one either as they’re becoming more and more affordable.

In fact, some manufacturers are already fitting dash cams within their models as standard, including BMW and Tesla. We expect many more manufacturers will follow suit as inevitably they will eventually become a legal requirement for all UK drivers.

Insurers are increasingly likely to use dash cam footage as evidence in an insurance claim. Comparison site, Money Expert, confirmed that a third of people surveyed had successfully settled a dispute solely thanks to submitting their dash cam footage.

Recordings of incidents has provided claimants with the proof needed to demonstrate that they were not at fault. Without this evidence, drivers may have been left with an unsettled case or have their no-claims bonus taken away.

In essence, dash cam footage provides the evidence needed to determine what may or may not have happened during a collision or incident on the roads, without the need to seek an impartial witness.

Generally dash cams are very easy to fit and simple to use; it will start recording your journey from the moment you start the engine until you turn it off, so that’s one less thing to worry about.

Transport For London

Cars need to meet minimum emission standards when travelling in the Ultra Low Emission Zone (ULEZ) or the daily charge must be paid.

Minimum emission standards

Petrol: Euro 4
Diesel: Euro 6

The ULEZ will be enforced based on the declared emissions of the vehicle rather than the age. However:

Information from Transport For London

Check this car on the TFL website before purchasing: https://tfl.gov.uk/modes/driving/check-your-vehicle/

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